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  <loc>https://thebroker.ca/when-does-consolidating-debt-into-your-mortgage-make-sense-how-homeowners-can-calculate-the-real-cost-and-benefit/</loc>
  <lastmod>2026-05-21T13:22:05Z</lastmod>
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    <news:name>Ontario mortgage broker offering Prime, Alternative, Private mortgages for buying, refinancing, renewals, transfers. Apply online. Competitive low rates.</news:name>
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   <news:title>When does consolidating debt into your mortgage make sense? How homeowners can calculate the real cost and benefit</news:title>
   <news:publication_date>2026-05-21T11:06:58Z</news:publication_date>
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