Terms of Use

  1. Introduction Welcome to TheBroker.ca Ltd.’s mortgage brokerage website. By visiting our website and accessing the information, resources, services, products, and tools we provide, you understand and agree to accept and adhere to the following terms and conditions as a visitor, registered user, or any other user.
  2. Online Mortgage Application Submission If you choose to submit an online mortgage application through our website, you agree to provide true, accurate, and complete information as prompted by the application form. You also agree that you are solely responsible for maintaining the confidentiality of any personal information you provide during the application process. This means that you as as an user are responsible for keeping your personal information private and secure on your end. This includes not sharing your login credentials with anyone, logging out of your account when you’re finished using it, especially on public computers, and using strong, unique passwords. However, this does not mean that we, as a website operator, are not responsible for protecting users’ information. Our Privacy Policy outlines the steps we take to protect users’ personal information.
  3. Privacy Policy Your privacy is very important to us, which is why we’ve created a separate Privacy Policy in order to explain in detail how we collect, manage, process, secure, and store your private information. Our privacy policy is included under the scope of this User Agreement. You can access our Privacy Policy here.
  4. Conduct on Site Your use of the site is subject to all applicable laws and regulations, and you are solely responsible for any comments or posts you leave on the site. By posting information on the site, or by otherwise using any communications service, you agree that you will not upload, share, or otherwise distribute any content that:
  • Is illegal, threatening, defamatory, abusive, harassing, degrading, intimidating, fraudulent, deceptive, invasive, racist, or contains any type of suggestive, inappropriate, or explicit language;
  • Infringes on any trademark, patent, trade secret, copyright, or other proprietary right of any party;
  • Contains any type of unauthorized or unsolicited advertising. Violation of these rules may result in consequences such as removal of content or suspension of your account.
  1. License to Use Website and Social Media Sharing You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms of use. You are also granted a limited license to share certain content or pages from our website on social media platforms. However, this does not permit you to republish material from this website or reproduce or store material from this website in any public or private electronic retrieval system without our explicit permission.
  2. Acceptable Use You must not use our website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website. This includes, but is not limited to, hacking, sending malicious software, or conducting any form of attack on the website.
  3. User Content In these terms of use, “your content” means material including, without limitation, text, images, audio material, video material and audio-visual material that you submit to our website, for whatever purpose. You retain all rights to your content, but grant us a non-exclusive, worldwide, royalty-free license to use, store, display, reproduce, modify, create derivative works, and distribute your content on our website.
  4. Limitations and Exclusions of Liability Our liability is limited and excluded to the maximum extent permitted under applicable law. We will not be liable for any direct, indirect or consequential loss or damage arising under these terms of use or in connection with our website, whether arising in tort, contract, or otherwise. This includes, but is not limited to, loss of profit, loss of business, loss of revenue, or loss of data.
  5. Indemnity You hereby indemnify us and undertake to keep us indemnified against any losses, damages, costs, liabilities and expenses incurred or suffered by us arising out of any breach by you of any provision of these terms of use.
  6. Breaches of These Terms of Use Without prejudice to our other rights under these terms of use, if you breach these terms of use in any way, we may take such action as we deem appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you. You have the right to appeal any actions taken against you.
  7. Variation We may revise these terms of use from time-to-time. Revised terms of use will apply to the use of our website from the date of the publication of the revised terms of use on our website. We encourage visitors to review this “Terms of Use” policy periodically to stay informed about any changes. Any significant changes to this policy will be communicated through our website or other appropriate means.
  8. Law and Jurisdiction These terms of use will be governed by and construed in accordance with the laws of the Province of Ontario, Canada. Any disputes relating to these terms of use will be subject to the exclusive jurisdiction of the courts of the Province of Ontario, Canada.
  9. Intellectual Property The content on our website, including without limitation, the text, software, scripts, graphics, photos, sounds, music, videos, interactive features and the like (“Content”) and the trademarks, service marks and logos contained therein (“Marks”), are owned by or licensed to TheBroker.ca Ltd., subject to copyright and other intellectual property rights under Canadian and foreign laws and international conventions. If you believe that your intellectual property rights have been infringed, please contact us here.
  10. Termination of Use You agree that we may, at our sole discretion, suspend or terminate your access to all or part of our website with or without notice and for any reason, including, without limitation, breach of this User Agreement.